Our Expertise in Credit
Systematic and Fundamental Mastery of Credit Markets
At RAM Active Investments, we combine discretionary insight with systematic intelligence to capture opportunities across credit markets. Our flexible, data-driven approach integrates deep fundamental analysis with advanced monitoring tools, covering corporate and financial issuers across Europe and North America. This dual expertise—spanning human judgment and AI-driven precision—enables us to uncover relative value and manage risk with accuracy and discipline.
A Flexible, High-Conviction Approach
Our unconstrained, high-conviction strategy invests across the full credit spectrum, with a focus on developed markets and primarily European issuers. By dynamically balancing investment-grade and high-yield exposure, we aim to deliver superior risk-adjusted returns. Active allocation across sectors, ratings, and instruments—ranging from corporate bonds to subordinated financials and CLO tranches—ensures adaptability through changing market cycles.
Harnessing Artificial Intelligence in Credit Analysis
Artificial Intelligence and Natural Language Processing are integral to our credit process. By transforming unstructured public data—such as financial reports, earnings transcripts, and rating agency commentary—our AI infrastructure constructs comprehensive issuer profiles and scoring frameworks. This empowers our investment team to efficiently identify the most compelling opportunities and validate credit views across nearly 2,000 issuers, enhancing both the speed and consistency of decision-making.
Resilient by Design, Adaptive by Nature
RAM AI’s credit platform is built to withstand volatility and deliver strong, risk-adjusted performance over time. Supported by robust AI capabilities and a disciplined investment framework, our approach combines technological innovation with deep market expertise—providing investors with a resilient and forward-looking solution for credit allocation in an ever-evolving landscape.
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